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Data Solutions · Classification

Every business, resolved to the right code.

Give us a business name and address — Classification returns a full multi-taxonomy profile across NAICS, SIC, workers' comp and ISO general liability, each code carrying its own confidence and a reasoning trail you can defend.

6+2
Digit NAICS precision, into underwriting sub-classes
Seconds
From a name & address, email or website
Every code
Linked to the data sources that derived it
35+
Countries of structured coverage
What Classification delivers

One input. Every code that matters.

Underwriting, rating and audit each speak a different code language. Classification resolves a single business to all of them at once — cross-walked, scored, and explainable — so every downstream system gets exactly the taxonomy it expects.

Every taxonomy, one pass

NAICS, SIC, NCCI & state workers'-comp, and ISO GL resolved together and cross-walked from a single lookup — not four separate tools.

A confidence score on every code

Each classification carries its own calibrated confidence, so a firm match and a best guess are never treated as the same thing.

Reasoning you can defend

Trace any code back to the live signals that produced it — the transparent trail both underwriting and audit need.

The classification problem

The wrong code costs you twice.

A misclassified business rates on the wrong table, lands outside the right appetite, and surfaces again at audit as premium leakage. Done by hand, classification is slow, inconsistent between analysts, and impossible to explain months later.

50%+
NAICS codes wrong or missing
At submission, before underwriting even begins
~20%
Of a commercial book
Can be affected by misclassified business risk
To the last digit
Precision that closes the gap
Right code, right sub-class, every time
Done manually, it drifts
  • Analysts pick codes differently — no two desks classify the same risk alike
  • NAICS, SIC and WC looked up separately, then reconciled by hand
  • Free-text business names full of typos, DBAs and junk characters
  • No record of why a code was chosen once the tab is closed
With Classification
  • Resolves every taxonomy from one name-and-address lookup
  • Returns NAICS, SIC, WC and ISO GL already cross-walked and consistent
  • Grounds each code in live, verifiable evidence about the business
  • Attaches a confidence score and a reasoning trail to every result
  • Sanitises hostile or malformed input before it ever reaches a code
Precision Auto Body & Paint — result CLASSIFY
NAICS
811121 · Automotive Body, Paint & Interior Repair2022 & 2017 · 2 / 6 / 8-digit · confidence 0.98
SIC
7532 · Top & Body Repair & Paint Shopsconfidence 0.95
WC
8393 · Auto Body Repair (NCCI)state class overrides applied · confidence 0.93
GL
ISO GL 10111 · Auto service or repairflammable finishes noted · confidence 0.90

Illustrative result. One lookup returns every code the business touches, cross-walked and individually scored.

Beyond a lookup table

Context, not keywords.

A NAICS lookup matches words. NeuralMetrics reads the business — its operations, hazards and context — and reasons its way to the right code, then extends it two digits further into the sub-classes underwriting actually prices on.

  • Reads the business in full context — not keyword matching
  • Extends NAICS six digits + two, into underwriting-level sub-classes
  • Covers NAICS (6+2), SIC (4), ISO GL, WC and custom carrier codes
  • Maps classification to your appetite to validate product fit
  • Every code links back to the data sources that derived it
  • Runs from just a name and address, email or website
Café · classified from one line
IN
Applicant activity“Full-service café, commercial fryer, seats 40”
input
NA
NAICS 722511 · +2Full-service restaurants → underwriting sub-class
6+2
SIC
SIC 5812Eating places
matched
GL
ISO GL 16819Restaurants
matched
WC
WC 9082Restaurant NOC
matched
ClassifiedEvery code sourced and appetite-ready — in seconds, from one line of input.
Classification depth

Classified to the last digit — in every code set.

Most classifiers stop at a single NAICS code. NeuralMetrics resolves the full profile across the taxonomies that actually drive underwriting, rating and audit — and keeps them aligned to one another.

NAICS — both vintages, every level

2017 and 2022 NAICS mapped in parallel at 2-, 6- and 8-digit depth, so codes line up with whatever your rating and reference tables expect.

Workers' comp — NCCI & state

NCCI class codes plus the independent-state bureaus that don’t follow them, so the WC class matches the jurisdiction it will actually be written in.

ISO GL, SIC & carrier custom

ISO general-liability and SIC out of the box — plus a bridge to your own in-house code set, mapped from the same resolved profile.

Why the hit rate holds up

Real inputs are messy. The match still lands.

Submissions rarely arrive clean. Classification is engineered to find the business behind an imperfect name, a suite-less address or a legal entity that shares nothing with the trading name.

A

Partial & fuzzy name matching

Resolves DBAs, abbreviations, misspellings and legal-vs-trading-name mismatches to the same underlying business.

B

Address-anchored matching

Uses the location as a second signal — so a common name at a specific address still resolves to the right operation.

C

Live, web-grounded evidence

Draws on current signals about what the business actually does, rather than a single static reference file that ages the day it ships.

How Classification works

From a name to a defensible code set.

1

Send a business

A name and address is enough — one record, or a whole book in a single batch.

2

Resolve & ground

The business is identified, verified against live evidence, and mapped across every taxonomy.

3

Return codes + reasoning

Every code comes back with its confidence and the signals behind it — ready for rating, appetite and audit.

Coverage

Every code system. Every market.

One classification call returns every code your workflow needs — and it isn’t US-only. The same structured government sourcing runs across 35+ countries and 22+ languages.

NAICS · 6 digit + 2

The standard six-digit code, extended two digits into underwriting-level sub-classifications.

SIC · 4 digit

Full Standard Industrial Classification coverage for legacy and rating systems.

ISO GL & Workers' Comp

General-liability and WC class codes aligned to the operations that drive them.

Custom carrier codes

Your proprietary classification scheme, mapped to NeuralMetrics' expanded index.

Why it matters

Misclassification is a quiet, compounding source of premium leakage and appetite error.

4 code sets
NAICS, SIC, workers' comp and ISO GL resolved together, every time
Both vintages
2017 and 2022 NAICS mapped in parallel, so nothing falls out of step
Every code scored
A calibrated confidence and a reasoning trail on every result
Start anywhere, scale everywhere

The foundation GIA Lite and GIA build on.

Classification is where the platform starts. Accurate class codes feed appetite matching and eligibility — so the decision inherits the right answer instead of the wrong one.

Run Classification on a business you actually write.

Bring a handful of tricky risks — we’ll show the codes, the sub-classes and the sources behind each one.

Request a demo