Write better
insurance risks.
Faster.
With confidence.
The only platform
that
underwrites and audits the full risk
NeuralMetrics delivers the complete underwriting decision
— so your team moves faster, aligns to appetite,
and reduces premium leakage.
NeuralMetrics delivers the complete underwriting decision — so your team moves faster, aligns to appetite, and reduces premium leakage.
Our intelligent solutions support insurers across the Americas and European markets, with multilingual capabilities, adaptable regulatory frameworks and Industry Leading Accuracy.
Most solutions give you pieces. They don’t give
you the decision.
Classification tools tell you what a business might be. Data vendors add more for underwriters to sift through. Triage tools route submissions — but none of them improve the decision itself.
The result: Fragmented tools create bad underwriting decisions — misclassified risks get written, good risks get missed, underwriters spend their time assembling instead of deciding, and premium leakage quietly erodes the book.
⚙️ Fragmented tools create decision gaps
When classification, data, and eligibility live in separate systems, context gets lost between steps — and the wrong risks get bound.
💸 You’re paying 3× for overlapping capabilities
Point solutions overlap in data, coverage, and functionality. NeuralMetrics consolidates that spend into one platform with broader depth.
🎯 Misclassification quietly erodes your book
Incorrect class codes and appetite mismatches don’t just create risk exposure — they drain profit at submission, binding, and audit.
If your underwriters can’t explain a decision, neither can you. Regulators expect transparency — and so do your insureds.
The Underwriting and Audit Decision Platform
DATA INTELLIGENCE SOLUTIONS
LRO – Lessor’s Risk Only
Classification & Appetite
Risk Insights
AGENTIC INTELLIGENCE SOLUTIONS
Commerical Underwriting
(GIA Lite, ARKUS, and GIA – Agentic AI)
Premium Audits
(CHRIS – Agentic AI)
One workflow. Every underwriting decision.
Four purpose-built modules — working together as a single connected system,
from first look to final premium audit.
Instantly classify any business, check appetite fit, and surface risk signals before a submission wastes underwriter time.
✓ ISO/NAICS code prediction
✓ Real-time appetite alignment
✓ Web-sourced business intel
✓ Quote / refer / decline triage
STEP 1 — SCREEN
Structured risk profiles built from hundreds of signals across web, third-party, and proprietary sources.
✓ Operations & hazard id
✓ Adverse indicator detection
✓ Real-time public data signals
✓ Workflow-native integration
STEP 2 — ENRICH
Full eligibility analysis — every recommendation is accurate, audit-ready explainable, and defensible.
✓ Rules-based eligibility engine
✓ Explainable AI decisions
✓ Coverage gap identification
✓ Straight-through processing
STEP 3 — DECIDE
Audit validation that detects payroll and classification discrepancies before they become premium leakage.
✓ Audit anomaly detection
✓ Payroll & exposure mismatch
✓ Regulatory reporting
✓ Close-loop with Undewriting
STEP 4 — AUDIT
Built different. Proven in production.
Three structural advantages that no point solution can replicate.
01 — Explainability
Glass Box AI — Transparency by Design
Every AI output includes a plain-language rationale. Underwriters see exactly why a class code was assigned, why a risk was flagged, or why a submission was declined. Built for compliance, built for trust.
100%
02 — Data Depth
Insurance-Native Data Advantage
Proprietary training on commercial insurance-specific data, in real time — not stale databases. Industry codes, exposure types, and logic at depth no horizontal AI platform can match. Built by and for underwriters.
85%
03 — Total Platform
End-to-End, Not a Point Solution
Classification, risk insight, eligibility, and audit in one platform. No integration tax, no data loss between handoffs, one vendor relationship, and a fundamentally lower total cost of ownership — no need for multiple solutions.
4-in-1
2.64M
Worldwide
Submissions
93%
Business
Hit Rate
418K
LRO Tenants Identified
($1M in loss prevented)
40%
Audit Cost
Reduction
READY TO SEE IT?
See the full workflow
in 30 minutes.
Request a live demo and see how NeuralMetrics
handles your submissions — from classification to decision to audit
— in one connected platform.