The Underwriting & Audit Decision Platform

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The underwriting & audit decision platform

Write better risks. Defend every decision.

NeuralMetrics classifies, enriches, decides, and audits every commercial submission in one governed platform, with a plain-language rationale behind every decision.

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Live decision funnel

Trusted by leading insurers

Why NeuralMetrics

From submission to rationale: the whole decision, on one live platform.

One platform, one appetite

Data products and AI agents share a single appetite configuration, so a producer’s instant lookup and an underwriter’s deep review land on the same answer: one source of truth instead of a stack of vendors to reconcile.

Every decision, explainable

GIA works through each risk in replayable steps, and every classification and model prediction has traceability to its data source. A defensible audit trail of why: the record a black-box copilot can’t produce.

Your guidelines, your words

It reads your underwriting manual exactly as written (PDF, Excel or CSV, no rules-engine rebuild) and matches real business descriptions, not only rigid industry codes.

AI that won’t drift

Built-in regression testing re-runs your expected cases whenever guidelines change, so an appetite update does precisely what you meant, and leadership can prove it did.

Flexible & easy to use

Agent-driven and API-first, configured to your appetite. Adopt one product or the whole platform. Flexible by design and easy to use, so teams are live in weeks, not quarters.

Real-time and dependable

Every answer is built from live, real-time data, refreshed the moment you ask and never a stale snapshot. The platform never leaves an underwriter stuck: a considered referral, never an error screen.

Global reach, real-time precision.

Worldwide classified submissions

Classified and enriched — growing daily.

Exposure volume

~10 risks identified per submission on average.

Hidden exposures surfaced

Tenant and occupancy risk found automatically.

Business hit rate

Matched and classified on first pass.

Countries

Underwriting decisions delivered in-region.

Languages

Business descriptions understood in local language.

Figures are cumulative since platform inception. Exposure volume reflects the count of individual exposure records identified and evaluated. Business hit rate reflects the share of submissions successfully matched and classified.

Data & Intelligence

Data that decides, not just describes.

Three products strong enough to stand alone. Run them together as one pipeline, or slot in only the piece you need.

Occupancy Intelligence

LRO

See every occupant and neighbouring occupants of a building the moment you quote it.

Every tenant identified and classified from a single address.
Neighbouring occupancies mapped for the full exposure picture.
Risks you’d have turned away become business you can write.

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Code Assignment

Classification

The right class code, with the evidence behind it.

NAICS to 8-digit and SIC to 6-digit, plus WCC and ISO GL, resolved from real business signals.
A confidence score on every match, so you know how firm the ground is.
Trace any code back to the source that produced it.

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Exposure Signals

Risk Insights

The missing context to price and select with confidence.

Hazard, exposure and operational signals captured as they change.
Flows straight into the appetite and eligibility rules you already run.
Every signal carries the origin it was drawn from.

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AI Assistants

Four agents. One decision engine.

GIA, GIA Lite, ARKUS and CHRIS: each purpose-built for one job, all drawing on the same live data so answers never diverge.

Generative Underwriting

GIA

Reads your own guidelines, reasons through appetite, and shows its work.

Ingests your underwriting manuals as they are: PDF, Excel or CSV, nothing re-keyed.
Breaks each risk into explainable steps you can replay, never one black-box verdict.
Returns eligible, referral or not eligible with matched codes, risks and reasons.

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Appetite & Classification

GIA Lite

Your appetite, instantly in the agent’s hands.

A deterministic in / out / refer call, returned in milliseconds.
Matches a plain-English description to the right appetite, even one it has never seen.
Self-serve appetite grids: upload a spreadsheet, no engineering needed.

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Risk Intelligence

ARKUS

Answers the risk questions before an underwriter has to ask them.

Resolves routine underwriting questions on its own from current data.
Pre-fills the submission and surfaces only what a person should judge.
Ends the email ping-pong between underwriter and agent.

Explore ARKUS

Premium Audit

CHRIS

From raw documents to a validated pre-audit report in minutes, not days.

Reads payroll reports, policy docs and Form 941, extracting structured data automatically.
Reconciles payroll to Form 941 and calculates Net Exposure. No spreadsheets.
Researches the business and flags class-code discrepancies against the policy.

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Trusted foundations