CHRISPremium Audit
CHRIS turns raw payroll reports, policy documents, and IRS Form 941 filings into a complete, validated pre-audit report — in minutes, not days. Document intelligence, exposure math, company research, and real-time validation, in one explainable workflow.
Before an auditor can begin the actual audit, they face hundreds of pages of payroll reports, policy documents, and tax filings. Every step is manual — and every manual step adds cost, delay, and room for error.
Payroll reports, policy documents, and Form 941 filings arrive as hundreds of pages to sort, de-duplicate, and align by hand.
Payroll is entered manually and reconciled against Form 941 line by line — slow, repetitive, and easy to get wrong.
Net exposure and state exclusions are worked out in spreadsheets that rarely leave a traceable record of how the number was reached.
Verifying operations and class codes means combing through websites and public databases before the real audit can even start.
Set your audit rules a single time, drop in the document package, and CHRIS runs the entire pre-audit workflow automatically — extraction, exposure, research, validation, and reporting.
Set validation rules, required documents, state thresholds, and Form 941 reconciliation logic at the market level. A built-in AI assistant guides setup conversationally — so every audit follows the same standard.
Drop in payroll reports, policy documents, and IRS Form 941 filings. CHRIS identifies types, detects duplicates, flags unsupported files, groups related documents, and aligns payroll to the policy period.
Advanced AI converts unstructured documents into structured, audit-ready data — wages, overtime, coverage periods, class codes, employer details — with a review workspace and reusable templates when you want to verify.
Net exposure, state exclusions, and policy-period wages are computed automatically from the extracted data — consistent and fully traceable, with no manual spreadsheets.
CHRIS gathers company intelligence from trusted sources — operations, industry, locations, WC and ISO GL codes — and automatically flags any mismatch with the policy for review.
Company, policy, payroll, Form 941, data-quality, and class-code checks run continuously — each returned as a clear, plain-language explanation instead of a cryptic error.
Everything compiles into a downloadable Excel report: executive summary, gross wages, overtime, net exposure, state exclusions, validation results, company insights, and class-code comparisons.
Regulated audits demand more than speed — they demand proof. CHRIS maintains a complete, searchable audit trail behind every decision, so compliance reviews, internal quality checks, and regulatory reporting become effortless rather than a scramble.
Because every classification, calculation, and validation traces back to its source document, findings are explainable by design — not a black box.
The same audit, without the manual overhead — days of preparation collapsed into minutes of intelligent automation.
| Traditional process | With CHRIS AI Agent |
|---|---|
| Manual document review | Automated document intelligence |
| Hours of payroll extraction | AI-powered extraction in minutes |
| Spreadsheet calculations | Automatic Net Exposure calculation |
| Manual company research | Company Insights from trusted sources |
| Manual class-code verification | Automated class-code validation |
| Limited visibility | Real-time processing status |
| Multiple disconnected tools | One intelligent platform |
| Manual report preparation | Instant pre-audit report generation |
Cut pre-audit preparation from days to minutes and scale to thousands of audits a year.
Catch classification issues and premium leakage with external business intelligence.
Deliver consistent, explainable, audit-ready results across every state and team.
"AI-driven premium audits can reduce audit cycle times by 40% and improve accuracy by 35% for commercial insurers by 2026."
"Implementing AI in premium audits can lead to a 25% reduction in operational costs and a 20% increase in premium accuracy."
Whether you process hundreds or thousands of audits a year, CHRIS helps your team work faster, cut manual effort, and deliver consistent, audit-ready results. See it run on one of your own submissions.
Request a CHRIS demo